ARTCARS
ARTCARS R35 GT-R
Insurance & Protection

Drive Worry-Free.

Every ARTCARS rental already includes zero-deductible vehicle insurance. Here's exactly what that covers — and how our Protection Plans handle the rest.

The Baseline

Zero deductible. Always.

Most rental agreements in Japan — and everywhere else — work the same way: your rental price includes basic vehicle insurance, but that insurance comes with a deductible (“免責額”), an amount you're on the hook for out of pocket if there's a collision, regardless of fault. It's the single biggest source of surprise bills in car rental, and it's usually buried in the fine print.

ARTCARS doesn't work that way. Every vehicle in our fleet is insured with a zero deductible, full stop. If there's a collision, vehicle damage itself is never something you pay for. That's not an upsell — it's the baseline on every single rental.

What's left is something specific to Japan's rental industry: the NOC (Non-Operation Charge). When a car needs repair, it's off the road and can't earn us rental income during that time — the NOC is the standard, industry-wide fee that covers that lost income, separate from the repair itself. It applies whether or not you're at fault, and it's the one thing that isn't covered by insurance. Our Protection Plans exist to cap or eliminate that exposure before you ever get behind the wheel.

Included in every rental

Coverage limits.

CoverDetailsLimit
Bodily injuryIncluding compulsory insurance, ¥0 deductibleUnlimited
Property damageOther people's property, ¥0 deductibleUnlimited
Vehicle damageOur car, ¥0 deductibleMarket value
Personal injuryDriver and passengers¥30M / person
Protection Plans

Choose your peace of mind.

PlanWhat it coversPrice
No ProtectionNot recommended — full NOC applies in an at-fault accident (see table below)¥0
Standard ProtectionCaps your NOC liability at a maximum of ¥30,000, whichever car you drive¥10,000
Zero Liability ProtectionYour NOC liability is ¥0. Full peace of mind, whatever happens.¥30,000
Good to know

Protection Plans are billed once per rental, not per day. Online bookings include Zero Liability Protection (¥30,000), already added to the booking total. For other plans, contact us.

If You Decline Protection

Full NOC exposure, by vehicle.

VehicleIf the car can be driven back to usIf it can't
Toyota 86 / Fairlady Z¥50,000¥100,000
R35 GT-R¥100,000¥200,000
Fine Print

The honest exceptions.

Both Protection Plans cover ordinary accidents and driving mistakes. Like every rental agreement in Japan and abroad, they don't apply in a short list of cases (full list in Rental Terms, Art. 38):

  • Driving under the influence of alcohol or drugs
  • No valid licence or IDP, or an automatic-only licence in a manual car
  • An unlisted driver, or an unauthorised extension
  • Racing, drifting or circuit use, or using the GT-R’s R mode with launch control (it causes severe transmission damage)
  • Any illegal driving, such as speeding or reckless or dangerous driving
  • In these prohibited cases, the full ¥150,000 deposit is kept and you pay the full cost of all repairs.
  • An accident you did not report to us, or settling directly with the other party
  • Intentional or grossly negligent acts, or theft with the key left in the car
  • Tyre or wheel-only damage; interior soiling or odour; lost keys; wrong fuel
  • Traffic fines and violations, which always remain the renter's responsibility

Outside of those, you're covered exactly as described above — no fine print, no surprise add-ons at the counter.

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